If you’ve decided to buy your first property, you’ve definitely come to the right place.
The real estate market is heating up despite Covid-19, mainly due to the lack of building over the last 10 years, so there is a shortage of supply, and as a first-time buyer, it is only natural that you feel somewhat anxious about acquiring your first property.
Not only is getting a mortgage and buying a home one of the most significant investments people make in their life, but there’s also a lot of specialised terms and definitions to get your head around.
After all, knowing everything that needs to be done when it comes to stepping on the property ladder for the first time can be quite confusing.
If you are about to take that big step and buy your first house, the best route to success is to ensure you have all the vital financial and legal aspects in order. Knowing these facts will save you time, money and sanity!
At Financial Architects, we are experts when it comes to Mortgages
All of our staff has at least 24 years of lending experience in large banks or Brokerages or both, so we know we can help you get the best possible deal in accordance to your personal circumstances.
You might have questions like:
● How much can I borrow?
● What are my repayment options?
● What are the other costs involved?
● How much cash do I need to have?
● How much can I spend?
● Should I fix or go variable?
● Who is the best lender?
So, we explain in simple terms what you can do, even things like explaining how do I buy a house? Yes, we get asked that every day.